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Ask Kip

November 9, 2019

Health Plans for Early Retirees

Finding coverage until Medicare kicks in isn’t hard, but policies can be pricey.

See More On: Health Care & Insurance | Family Finances

November 9, 2019

Does Rental Income Count for IRA Contributions?

Rental income is considered "passive," and traditional and Roth IRA contributions must come from "active" income, or compensation from working.

See More On: IRAs | Saving for Retirement

October 28, 2019

Documents that Parents and College Students Need

Here are a few documents that families will need if parents are to remain involved in the medical and financial affairs of a child who has reached adulthood.

See More On: Health Care & Insurance

October 3, 2019

How Teens Can Start Investing Through a Roth IRA

By beginning to invest in a Roth IRA at an early age, today’s teens can become tomorrow’s millionaires.

See More On: Roth IRAs | Saving Money

September 17, 2019

Save on Rental Car Coverage

There are cheaper alternatives than what's offered by the rental agency. Cobbling together sufficient coverage is hard, but could save you a lot in the end.

See More On: Auto Insurance | Travel

September 16, 2019

Do Global Funds Have a Place in Your Portfolio?

A global fund provides exposure to U.S. and foreign stocks, including shares of companies in emerging markets.

See More On: Mutual Funds | Foreign Stocks & Emerging Markets

August 29, 2019

Why Stocks Are Best Held in a Roth IRA

Holding stocks in a Roth IRA makes the most of this tax-free account's features.

See More On: IRAs | Roth IRAs | Stocks & Bonds

August 29, 2019

What Being an "Authorized User" Does to Your Credit Score

An adult child's credit score may dip–or even rise–after he or she is removed as an authorized user of a parent's credit card.

See More On: Credit Reports & Scores

August 29, 2019

Pushing the FDIC $250,000 Limit

If your bank or credit union balance exceeds the limit, you can still be covered by FDIC insurance with planning.

See More On: Banking | Family Finances

August 29, 2019

HSA Investing When You're Over 65

Older savers should revisit the investment mix in their health savings account as their tolerance for risk falls and their health care spending rises.

See More On: Financial Planning | Health Care & Insurance

July 29, 2019

How Long You Must Wait to Make Penalty-Free Withdrawals After Converting to a Roth IRA

The timing of converting money from a traditional IRA to a Roth can affect how long you must wait before you’re allowed to withdraw money without penalty.

See More On: Roth IRAs | IRAs | Saving for Retirement

August 5, 2019

How to Maximize Social Security Through Spousal Benefits

Spouses born before 1954 can still take advantage of a strategy to boost Social Security retirement benefits.

See More On: Social Security | Saving for Retirement

July 23, 2019

How to Use a Grandparent’s 529 Account to Reimburse College Expenses

Through timely withdrawals and good recordkeeping, a grandparent’s 529 college-savings plan can help families recoup money spent on college.

See More On: 529 Plans | Paying for College

July 19, 2019

How to Find Buyers for Your Baseball Card Collection

The first step to selling baseball cards is finding out the value of what you own.

See More On: Leisure Spending | Budgeting

July 2, 2019

How to Find the Right Online Bank for You

The higher interest rates offered by online banks sure are tempting, but do your research first.

See More On: Saving Money | Banking

June 28, 2019

What Grandparents Need to Know About Using Savings Bonds for a Grandchild’s Education

It’s not easy, but grandparents can avoid a tax bill when redeeming savings bonds to pay for a grandchild’s college costs.

See More On: Tax Breaks | Tax Planning

June 27, 2019

How to Protect Your Home From Deed Theft

You don’t need to pay a company to protect you from criminals who put their names on your home title. You can protect yourself for free with these steps.

See More On: Scams | Banking

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