Ask Kim

Kim Lankford answers your questions about managing money -- specifically, insurance and taxes -- twice a week.

March 15, 2018

Health Insurance Options When Leaving a Job

If leaving a job means losing your health insurance, you can get coverage through a government health care exchange or another insurer, or you can stick with your employer's plan for up to 18 months.

See More On: Health Care & Insurance | Careers

March 8, 2018

What's the Penalty for Canceling a Rewards Credit Card?

Why you might want to hold on to that account.

See More On: Credit Reports & Scores | Credit Cards

March 9, 2018

New Limit for Health Savings Account Contributions

Using a new measure of inflation, the IRS has reduced the amount that people with family medical coverage can contribute to a health savings account in 2018.

See More On: Health Care & Insurance

March 8, 2018

Invest in the Private College 529 Plan

How you can use the money at colleges in the plan, and even at those who aren't.

See More On: Paying for College | 529 Plans

March 8, 2018

Insurance for Home Sharers

Home-sharing services and your homeowners policy may cover liability and damages by tenants, but the insurance may fall short.

See More On: Home Insurance | Family Finances

March 7, 2018

Using a Health Savings Account to Pay for Long-Term-Care Insurance

You can tap an HSA to pay for long-term-care insurance, but the amount you can withdraw tax-free depends on your age.

See More On: Long-Term Care Insurance | Financial Planning | Health Care & Insurance

March 2, 2018

What to Do With Leftover Money in a 529 College-Savings Plan

There's no time limit for spending money in a 529 college-savings plan, so leftover dollars in an account can be used by other family members now or by a new generation in the future.

See More On: 529 Plans

February 28, 2018

Amending Old Tax Returns to Claim Overlooked Credits

You have up to three years to file an amended return and other paperwork with the IRS to claim missed tax deductions or credits.

See More On: Tax Planning

February 27, 2018

How Long It Takes to Get Your Tax Refund

Filing your return electronically and using direct deposit can speed up the process by weeks.

See More On: Tax Planning

March 8, 2018

Lottery Winnings' Impact on Social Security

The sudden windfall won't reduce your benefits. Here's why.

See More On: Social Security | Saving for Retirement

February 15, 2018

An Overlooked Tax Break for Part-Timers

Semiretired or part-time workers saving money in an IRA or other retirement plan may qualify for an often-ignored tax credit that will lower their tax bill.

See More On: Careers

February 14, 2018

Jump-Starting a Health Savings Account With an IRA Rollover

Federal rules allow you to roll over money from an IRA to an HSA once in your life. But you may forfeit a tax break by doing so.

See More On: IRAs | Health Care & Insurance | Roth IRAs

February 12, 2018

E-mails From the IRS -- and Other Signs of a Tax Scam

Identity thieves are getting more sophisticated at tricking taxpayers into revealing their personal information. Here are some scams you may encounter this tax season and ways to tell fact from fraud.

See More On: Scams

February 7, 2018

529 Savings Plans Have More Uses -- But States Need to Catch Up

The new federal tax law allows families to use 529 college plans to pay tuition for kindergarten through high school. But doing so before state laws are revised to reflect the new rules could trigger a tax and a penalty.

See More On: 529 Plans

February 6, 2018

Put a Student on the Path to Retirement Without Hurting Financial Aid

Contributing to a young worker's Roth IRA can help a student start saving for retirement, although the timing of this gift could affect financial aid for college.

See More On: Roth IRAs

January 30, 2018

How to Use College Savings to Benefit Children with Special Needs

Under the new tax law, families with a 529 college-savings plan can now roll that money into a tax-friendly ABLE account to help a child with a disability.

See More On: Family Finances

January 29, 2018

Answers to Questions About Health Savings Accounts and Medicare

We tell you how much you can contribute to an HSA in the year you sign up for Medicare, plus other ways to coordinate HSAs and Medicare.

See More On: Health Care & Insurance | Family Finances | Making Your Money Last

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