Ask Kim

Kim Lankford answers your questions about managing money -- specifically, insurance and taxes -- twice a week.

January 16, 2019

Switching to a New Medicare Advantage Plan Gets Easier

New rules in 2019 give consumers more time and options to change their Medicare Advantage plan if they don't like it.

See More On: Medicare

January 16, 2019

How Does the Government Shutdown Affect Medicare?

Plus, find out about the partial shutdown's impact on health coverage for veterans and government employees.

See More On: Medicare

January 11, 2019

Using a Health Savings Account to Pay Long-Term-Care Premiums

You can tap an HSA to pay the premiums for a long-term-care insurance policy, but the amount you can withdraw tax-free depends on your age.

See More On: Health Care & Insurance

December 28, 2018

The 11 Most Valuable Personal-Finance Lessons of 2018

How to reduce taxes and medical bills, help the next generation save for retirement and protect against identity theft were some of the issues on readers’ minds in 2018.

See More On: Financial Planning | 529 Plans | Auto Insurance

December 24, 2018

Last-Minute Questions on RMDs from Retirement Accounts

As the deadline approaches for older savers to take required minimum distributions from retirement accounts, readers raise some tricky questions about the rules.

See More On: Required Minimum Distributions (RMDs) | Making Your Money Last | Saving for Retirement

January 3, 2019

When to Use Virtual Doctors' Visits

You can save big compared to an in-person doctor visit or a trip to the emergency room.

See More On: Health Care & Insurance | Family Finances

January 3, 2019

Financial Prep for Natural Disasters

Make sure you have enough insurance to cover the full cost of rebuilding your home after a fire or other catastrophe.

See More On: Home Insurance | Family Finances

January 3, 2019

Recouping Social Security Benefits

If you haven't yet reached full retirement age and have returned to the workforce, expect for your benefits to be reduced.

See More On: Social Security | Financial Planning

January 3, 2019

Should You Buy Renters’ Insurance Through a Landlord?

Think twice. You may be able find a cheaper policy elsewhere.

See More On: Home Insurance | Family Finances

December 18, 2018

The Tax Consequences of a "Backdoor" Roth IRA

When you have multiple traditional IRAs with a mix of pretax and after-tax contributions, converting some of that money into a Roth IRA can complicate taxes.

See More On: Roth IRAs

December 14, 2018

New Rules for Your Flexible Spending Account

Many companies offer more flexibility on what was once a use-it-or-lose-it December 31 deadline for using FSA money. (Plus, higher contribution limits.)

See More On: Health Care & Insurance

December 3, 2018

Make the Most of Potential Tax Deductions Under the New Tax Law

With some year-end planning, you may still find it worthwhile to file an itemized return to lower your 2018 tax bill.

See More On: Tax Planning | Mortgages & Refinancing | Tax Breaks

November 21, 2018

Deadlines for 529 College-Savings Plan Distributions

You may be able to use the 529 money for more expenses than you thought. But you must take withdrawals in the calendar year you incur the expense.

See More On: Paying for College

November 20, 2018

Get a Tax Reward for Saving for Retirement

If you sock away money in a retirement plan, you may be eligible for a tax credit from Uncle Sam worth up to $1,000 per person.

See More On: Saving for Retirement | 401(k)s | IRAs

November 29, 2018

How to Save on Prescription Drugs

Employers and insurers are offering more online tools and smartphone apps that steer you to the lowest drug prices.

See More On: Health Care & Insurance | Medicare

November 30, 2018

How to Endow a Scholarship

There may be contribution minimum requirements to set up a scholarship in your area. Here's what you need to know.

See More On: Family Finances

November 29, 2018

What You Need to Know About Taxes on Rental Income

Before renting out your home, familiarize yourself with the tax implications.

See More On: Tax Planning | Tax Breaks

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