1100 13th Street, NW, Suite 1000Washington, DC 20005202.887.6400Toll-free: 800.544.0155
All Contents © 2020The Kiplinger Washington Editors
See All Authors »
Harford Retirement Planners
Joseph C. Conroy is a CERTIFIED FINANCIAL PLANNER™ professional who is passionate about helping his clients pursue their financial goals.
He founded Harford Retirement Planners to provide objective advice and knowledge to his clients. By partnering with an independent broker dealer, he has the ability to give objective advice to his clients, and it allows Joe to sit on the same side of the table as his clients. It is this experience, working with many individuals over the years from many backgrounds, which inspired Joe to write the book "Decades & Decisions."
Joe, his wife, Jane, and their three children live in Bel Air, Md. Joe is active in the local community and volunteers his time with various non-profits. On the rare occasion he finds time for himself, Joe enjoys cars, woodworking, cooking and watching the Ravens.
Once you do the math and think through all the implications of a big purchase, you may find that write-offs can sound better than they really are. So, don't go crazy spending a lot of money just to save a little on your taxes.
See More From: Building Wealth
That money you might think will be coming your way at some point is far from a sure thing.
Who doesn't like a free meal? Well, before you accept an invitation, it helps to read between the lines.
If you boil it down to the basics, it's not as complicated or as daunting as you might think.
For people like doctors, lawyers and engineers, success takes time ... and sacrifices along the way. Once you finally make it, you probably have the urge to start living large, but that could be a mistake.
OK, so it isn't the most fun thing to do, but creating a budget is incredibly important. And there are many ways to do it. You just have to experiment until you find the one that's right for you.
A car is a big purchase, and it's an emotional one, too. That can be a bad combination. Buyers should keep these tips in mind to make smart decisions.
You're at the top of your game, and things are going great ... until. Your years of experience and the higher salary that likely comes with them could put a target on your back. So be ready.
What's different about today’s investment picture? How fast it changes. To capitalize on the millennial economy, you have to be ready to move.
Pouring your savings into three different buckets is a handy way to get ready for retirement. Here's what goes into each of your buckets.
Time is running short to make a few last-minute adjustments. Take a look at a few possibilities that could save you money, if not this year then next.