Bio Carlos Dias Jr., Wealth Adviser

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Carlos Dias Jr., Wealth Adviser

Wealth Manager and Founder, Excel Tax & Wealth Group

Phone: 407.219.9017 ext. 101 | 877.990.3427 ext. 101
Email: carlos@exceltaxwealth.com
www.exceltaxwealth.com
www.carlosdiasjr.com

Carlos Dias Jr. is a wealth manager and founder of Excel Tax & Wealth Group, an advisory firm offering strategic financial planning services to high-net-worth individuals, business owners, executives and retirees. He maintains a highly personal approach by accounting for the distinct needs that his clients have at different points in their financial lives. Dias is a contributor for Forbes, the Huffington Post, Kiplinger and MarketWatch.

Latest Features

Building Wealth
July 2019

5 Charitable Planning Options That Can Save You Money on Taxes

Due to recent changes in the tax law, charitable planning is becoming an intricate part of tax, estate and gift planning. It's important to plan now while opportunities still exist.

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Building Wealth
July 2019

What to Know Before Purchasing an Annuity Income Rider

Do you know the difference between a GLWB and a GMIB? A roll-up rate and a payout rate? If you're contemplating a fixed indexed or variable annuity with an income rider, make sure to understand the key terms so you can effectively compare your options and see which offers the best bang for your buck.

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Building Wealth
June 2019

7 Secrets Financial Advisers Won't Tell You

In many instances, there are some things that your financial adviser may not want you to be aware of, and they can be costly in the long run.

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Building Wealth
May 2019

Choosing Between a Private Foundation vs. Donor-Advised Fund

Whether you want control with a private foundation or confidentiality and fewer restrictions with a donor-advised fund, each of these has its own place.

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Building Wealth
May 2019

Critical Choices for IRA Beneficiaries

Inheriting a traditional IRA comes with a bit of a learning curve: RMDs, taxes, deadlines, penalties, spousal rules, non-spousal rules ... all are important to know and understand.

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Building Wealth
December 2018

5 Ways Financial Advisers Misrepresent Themselves

How to find out if your financial adviser is misleading you about their credentials, and what steps you can take to protect yourself.

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Building Wealth
May 2018

Are Annuities a Solution for Baby Boomers in Retirement?

The basics of how annuities work, how they can provide a lifetime stream of retirement income, their pros and their cons.

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Building Wealth
May 2018

7 Questions to Ask Before Hiring a Financial Adviser

It pays to know the difference between the financial professionals offering to help you with your investment and retirement decisions before you make your choice.

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Building Wealth
March 2018

Tax Rules on 10 Different Retirement Accounts and Investments

Saving money for retirement involves many factors that can't be controlled, but taxes can be, to a certain extent.

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Building Wealth
March 2018

Pension Possibilities: IRA Rollover? Buy an Annuity? Or Take the Payout?

Making your decision on the type of payout you receive in retirement requires considering these four factors.

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Building Wealth
February 2018

6 Options to Fund Long-Term Care in Retirement

It's not fun to think about, but if you boil down your choices a bit, making a plan for what could easily cost several thousand per month becomes less daunting.

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Building Wealth
June 2017

5 Ways To Make Your Money Last Longer in Retirement

It takes good planning and perhaps an annuity in later life. Forget about the 4% rule. It doesn’t cut it anymore.

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Building Wealth
June 2017

4 Tax-Free Income Sources to Supplement Retirement

Choosing your investments with taxes in mind is a smart strategy as you approach retirement. Here are four income-generating possibilities that won’t trigger big tax bills.

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Building Wealth
May 2017

Avoiding the IRA Beneficiary Tax Trap

Be careful who inherits your IRA, and be smart about how they are allowed to do it. It could save them a potentially 40% tax hit.

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Building Wealth
October 2016

How a Roth Conversion Can Save You and Your Heirs Thousands

With a Roth, you can avoid RMDs and let more of your money grow tax-free.

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