Bio Lisa Gerstner

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Lisa Gerstner

Contributing Editor
Kiplinger's Personal Finance

Lisa joined Kiplinger's Personal Finance in July 2007, shortly after her stint with Kiplinger as an American Society of Magazine Editors intern in the summer of 2006. She covers credit and banking, along with occasional stories on mobile technology and other money-related topics. She graduated from Ball State University with a degree in magazine journalism and history.

Latest Features

Credit Reports & Scores
October 2019

How to Build a Credit History

Credit newbies can take advantage of both tried-and-true methods and new alternatives.

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Health Care & Insurance
October 2019

What You Should Know About Open Enrollment

You may have more health insurance options. But you’ll need to work harder to find the one that’s right for you.

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Millennial Money
October 2019

Should You Borrow From Your 401(k)?

You shouldn’t tap your retirement plan until you’ve exhausted other sources of funds.

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Credit Cards
October 2019

Should You Get a Loan From Your Credit Card?

The convenience can come at a steep cost. But there are options.

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Saving Money
August 2019

Don't Get Burned by Falling Rates

The Federal Reserve’s latest rate cuts mean some savers will have to think outside-the-box when it comes to stashing their cash.

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Ask Kip
August 2019

What Being an "Authorized User" Does to Your Credit Score

An adult child's credit score may dip–or even rise–after he or she is removed as an authorized user of a parent's credit card.

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Credit Reports & Scores
August 2019

Battle the Credit Bureaus ... and Win

Whether you’re contesting an error or combating fraud, use our guide to give yourself the best shot at success.

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Credit Cards
August 2019

Credit Card Perks Are Being Squeezed

It pays to shop around to find which companies still offer the best perks.

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Financial Planning
August 2019

What Your Financial Adviser Isn't Telling You

This consumer advocate says new rules to protect investors don’t go far enough.

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Credit Cards
August 2019

Capital One Data Breach: 5 Steps to Avoid Identity Theft, Fraud

Be proactive to protect your sensitive personal information from scammers.

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Credit Reports & Scores
July 2019

Equifax Data Breach Settlement: What You Need to Know

Answers to consumers' most pressing questions about preventing identity theft and protecting their credit reports after the massive credit-bureau hack.

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Credit Cards
July 2019

How to Opt Out of Forced Arbitration

Some Chase credit card holders will have a binding arbitration clause added to their card agreement. Here's what you need to know.

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Banking
July 2019

The Best Bank for You, 2019

We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.

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SLIDE SHOW
July 2019

Best National Banks, 2019

Large nationwide banks offer customers extensive networks of branches, a range of advisory and wealth-management services, and digital tools for account management. Here’s a look at our top picks ...

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SLIDE SHOW
July 2019

Best Regional Banks, 2019

Many regional banks (by our definition, those with branches in fewer than 15 states) offer accounts and services that are just as robust as those of nationwide institutions—and they may be more involved ...

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Ask Kip
June 2019

What Grandparents Need to Know About Using Savings Bonds for a Grandchild’s Education

It’s not easy, but grandparents can avoid a tax bill when redeeming savings bonds to pay for a grandchild’s college costs.

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SLIDE SHOW
July 2019

Best Banks for High-Net-Worth Families, 2019

Banks court customers who can keep big balances by dangling lots of free and discounted benefits, preferred rates on loans and deposit accounts, and financial guidance, such as investment and wealth-management ...

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