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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
October 2018

What You'll Pay for Medicare Premiums in 2019

A new surcharge tier will kick in for 2019 for people with the highest incomes.

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SLIDE SHOW
October 2018

Costly Medicare Mistakes to Avoid 2018

Medicare covers the bulk of your health care expenses after you turn 65. But Medicare's rules can be confusing and mistakes costly. If you don't make the right choices to fill in the gaps, you could end ...

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Ask Kim
October 2018

Social Security Benefits to Increase 2.8% with 2019 COLA Adjustment

While recipients will get a cost-of-living adjustment, workers will have more of their income subject to the Social Security tax.

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Ask Kim
October 2018

How Investments Are Sold When RMDs Are on Autopilot

The rules vary by company.

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Ask Kim
October 2018

New Rules on Capital Gains

Rates didn’t change, but they’re pegged to your income instead of your tax bracket.

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Ask Kim
October 2018

Deducting Disaster Losses on Your Tax Return

The new tax law changed the rules. Now you can take a casualty loss deduction only if your home is in a federally declared disaster area.

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SLIDE SHOW
October 2018

7 Common Annuity Mistakes and How to Avoid Them

As you shift your focus from saving for retirement to withdrawing money in retirement, an annuity can be a crucial part of your income strategy. An annuity can provide guaranteed income that lasts for ...

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Ask Kim
October 2018

How Parents Can Access Information on Their College Student

You'll need the proper paperwork to obtain grades, health records.

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Health Care & Insurance
October 2018

Pick a Better Health Insurance Policy

Use our strategies during open enrollment to get the best coverage at the best price.

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Health Care & Insurance
October 2018

How to Get the Best Employer Health Coverage for 2019

Smart strategies for increasing your coverage and lowering costs.

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Ask Kim
October 2018

Dormant Accounts Pose a Risk for Buy-and-Hold Investors

If you haven't been in contact with your investment firm, your state may be quicker to seize your account as abandoned property.

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Health Care & Insurance
October 2018

How to Get the Best Individual Health Policy in 2019

More insurers are offering individual policies compared to previous years. Here's what you should know.

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Health Care & Insurance
October 2018

How to Make the Most of a Health Savings Account

An HSA offers several tax benefits you can take advantage of.

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Ask Kim
September 2018

The Benefits of Donating Stock to a Donor-Advised Fund

Donating appreciated securities to charity using a donor-advised fund provides tax benefits and flexibility.

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Annuities
September 2018

How to Shop for an Immediate Annuity

These annuities guarantee steady retirement income for life, but just how much you collect depends on your age when you invest.

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Ask Kim
September 2018

The Advantages of Filing the FAFSA Form Early

You can submit the Free Application for Federal Student Aid for the next year of college starting October 1. And the earlier you file, the better your chances of receiving aid from schools themselves.

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Ask Kim
September 2018

You Can Now Freeze -- and Unfreeze -- Your Credit Report for Free

As of September 21, credit bureaus can no longer charge you to freeze your credit reports or to lift a freeze. Here’s what you need to know to get your free freeze.

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