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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
March 2019

How to Correct a Mistake on Your RMDs from IRAs

If you didn't take out the correct required minimum distribution because your brokerage firm made a mistake, the IRS may show some leniency.

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Ask Kim
March 2019

What Travel Insurance Covers When Planes Are Grounded

Your travel insurance might help with some costs if your trip was delayed because of the recent grounding of Boeing 737 Max planes.

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Ask Kim
March 2019

Ways to Spend Your Flexible Spending Account Money by March 15 Deadline

Many workers will be hitting the drugstore in the next few days to use up leftover flexible spending account money from 2018 so they don’t lose it.

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Ask Kim
March 2019

Paying for Continuing Education With a 529 Plan

You don’t have to pursue a college degree to be able to use tax-free money from a 529 college-savings plan to pay for classes.

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Ask Kim
March 2019

Making the Most of a Health Savings Account Once You Turn Age 65

You’ll face a stiff penalty and taxes if you tap your health savings account for non-medical expenses before the age of 65. After that, the rules change.

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SLIDE SHOW
March 2019

11 Strategies for IRA Withdrawals

When you invest in an IRA, 401(k) or other tax-deferred plan, you make a deal with Uncle Sam: You get years of tax-deferred growth, but you have to start taking money out—and give a cut to the IRS—after ...

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Ask Kim
March 2019

What’s the Best Medigap Policy

All plans with the same letter have the same coverage, but prices can vary by company.

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Ask Kim
March 2019

Reporting Charitable IRA Distributions on Tax Returns Can Be Confusing

Taxpayers need to be careful when reporting charitable gifts from their IRA on their tax returns, or they may end up overpaying Uncle Sam.

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Health Care & Insurance
March 2019

You May Pay More for Your Prescription Drugs

If your health insurance plan dropped your drugs from their formulary, you still have options.

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Ask Kim
March 2019

Credit Freezes Aren't Foolproof

Why you should still be periodically checking all three credit reports.

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Ask Kim
March 2019

When You Can Expect to Receive Your Tax Refund

The quickest way to receive your tax refund is to file electronically and have the money directly deposited into your bank account.

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Ask Kim
February 2019

Make the Most of the New Military Retirement Plan

The government is offering a new retirement option so that service members who leave the military before qualifying for a pension can still receive some benefits.

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Ask Kim
February 2019

How a Move Can Change Your 529 Plan Tax Deduction

The tax deduction you get for contributing to your state’s 529 plan can disappear if you move to another state.

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Ask Kim
March 2019

Using a 529 Plan for High School

You’re now able to withdraw up to $10,000 tax-free from a 529 plan each year for K-12 tuition.

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Ask Kim
February 2019

Do I Need Extra Insurance for My Drone?

Before your drone takes to the sky, see if your insurer will cover any damages the unmanned aircraft may cause to others or their property.

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Ask Kim
February 2019

How Changes in Income Affect Medicare Premiums

Medicare beneficiaries can see their premiums go up if their income rises, although for some that increase will be only temporary.

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Ask Kim
February 2019

Ex-Workers Get More Time to Repay 401(k) Loans

If you leave your job while you have an outstanding 401(k) loan, Uncle Sam now gives you extra time to repay it -- thanks to the new tax law.

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