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Kiplinger's Personal Finance
As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.
If leaving a job means losing your health insurance, you can get coverage through a government health care exchange or another insurer, or you can stick with your employer's plan for up to 18 months.
See More From: Ask Kim
Why you might want to hold on to that account.
Using a new measure of inflation, the IRS has reduced the amount that people with family medical coverage can contribute to a health savings account in 2018.
How you can use the money at colleges in the plan, and even at those who aren't.
Home-sharing services and your homeowners policy may cover liability and damages by tenants, but the insurance may fall short.
You can tap an HSA to pay for long-term-care insurance, but the amount you can withdraw tax-free depends on your age.
There's no time limit for spending money in a 529 college-savings plan, so leftover dollars in an account can be used by other family members now or by a new generation in the future.
You have up to three years to file an amended return and other paperwork with the IRS to claim missed tax deductions or credits.
Filing your return electronically and using direct deposit can speed up the process by weeks.
The sudden windfall won't reduce your benefits. Here's why.
Semiretired or part-time workers saving money in an IRA or other retirement plan may qualify for an often-ignored tax credit that will lower their tax bill.
Federal rules allow you to roll over money from an IRA to an HSA once in your life. But you may forfeit a tax break by doing so.
Identity thieves are getting more sophisticated at tricking taxpayers into revealing their personal information. Here are some scams you may encounter this tax season and ways to tell fact from fraud.
The new federal tax law allows families to use 529 college plans to pay tuition for kindergarten through high school. But doing so before state laws are revised to reflect the new rules could trigger a tax and a penalty.
Contributing to a young worker's Roth IRA can help a student start saving for retirement, although the timing of this gift could affect financial aid for college.
As the Roth turns 20, the new tax law gives it an edge for savers.
See More From: Roth IRAs
New rules make it easier to leave money in the low-cost Thrift Savings Plan.
See More From: Saving for Retirement