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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
August 2018

Cost of Employer Health Coverage to Rise 5% in 2019

It's the sixth year in a row that costs have jumped at least that much.

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SLIDE SHOW
August 2018

10 RMD Mistakes to Avoid

After saving for years in an IRA, 401(k) or other tax-deferred retirement plan, you eventually have to take the money out and pay taxes on it. Most people need to start taking these required minimum distributions ...

See More From: Required Minimum Distributions (RMDs)

Ask Kim
August 2018

Two Medigap Plans to Be Phased Out

Insurers will no longer be able to sell Plan F and Plan C medigap policies to people who sign up for coverage in 2020 and later, but current enrollees won't have to switch.

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Careers
August 2018

Volunteer Abroad in the Peace Corps in Retirement

There is no age limit in some volunteer organizations, including the Peace Corps.

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Ask Kim
August 2018

Legal Documents for College Students

You lose some of your parental rights once your offspring turn 18, but they can obtain legal documents that will allow you to intercede on their behalf, particularly when they go away to college.

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Life Insurance
August 2018

What to Do When Your Term Life Insurance Is Expiring

Many families are discovering that a 20-year term for a life insurance policy isn’t enough.

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Kip Tips
August 2018

Smart Life Insurance Strategies for Young Buyers

Buy the right life insurance plan now to avoid scrambling to find coverage later.

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Ask Kim
August 2018

Insurance on Savings and Investments

Know the differences between the agencies that help keep your money safe.

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Ask Kim
August 2018

Tapping a Roth IRA for a House

You can withdraw contributions from a Roth IRA to help purchase your first home.

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Ask Kim
July 2018

How to Use a 529 Plan When Your Child Wins a Scholarship

Even if your child wins a full scholarship, you can use money from a 529 college-savings plan for things other than tuition without triggering taxes or a penalty.

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Ask Kim
July 2018

How to Turn a Teen’s Summer Wages into Millions

You’re never too young to open a Roth IRA if you earn money from a job. If you invest in a Roth IRA early—and continually over decades—modest sums can grow into seven figures.

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Ask Kim
July 2018

Signing Up for Medicare When You’re Still Covered by an Employer’s Health Plan

You don’t have to sign up for full Medicare coverage at age 65 if you’re still covered under an employer’s plan. But you’ll need to watch enrollment deadlines.

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Ask Kim
August 2018

How to Buy Stocks for Kids

Start investing on behalf of your kids by opening an account on Stockpile.

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SLIDE SHOW
July 2018

Money-Smart Reasons to Amend Your Tax Return

If you discovered that you missed taking valuable deductions or tax credits in the past, you have up to three years after the tax-filing deadline to file an amended return. Now's the time to look back ...

See More From: Tax Planning

Banking
August 2018

The New Banking Law Has Perks for You

Provisions to the Dodd-Frank reform act gives small banks more discretion to make loans and mandates free credit freezes.

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SLIDE SHOW
July 2018

Tax Breaks for College

Several tax breaks can ease the financial blow of college costs, whether you’re saving to send your kids to college, paying tuition bills for a child or yourself, pursuing graduate work, or repaying ...

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Ask Kim
July 2018

Saving for Retirement When You Have a Side Hustle

Workers with side gigs can sock away even more for retirement in accounts designed for freelancers and other self-employed individuals.

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