Synchrony Bank tops the list for best yields on one-year IRA CDs. iStockphoto By Kimberly Lankford, Contributing Editor From Kiplinger's Personal Finance, November 2014 I have some of my IRA in cash with my brokerage firm. Can I get a higher rate with an IRA CD at a bank without extending the maturity for more than a year? --B.P., PhiladelphiaSEE ALSO: 8 Ways to Earn More Interest on Your Savings Not all online banks offer CDs for IRAs, but the ones that do tend to offer much better rates than cash reserves at brokerage firms -- more than 1% instead of 0.01%, says Greg McBride, of Bankrate.com. Synchrony Bank tops the list for one-year IRA CDs, with a 1.10% annual percentage yield for $25,000 or more, or 1.05% for $2,000 to $25,000, says Ken Tumin, of DepositAccounts.com. Find rates at www.depositaccounts.com and www.bankrate.com. Got a question? Ask Kim at firstname.lastname@example.org.