Most Popular Mutual Funds 401k Retirement Savings

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The 100 Most Popular Mutual Funds for 401(k) Retirement Savings

These funds have the most assets under management in 401(k) workplace retirement plans

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There's no denying the importance and popularity of 401(k)s for retirement savers. Americans have $5.7 trillion invested in these tax-deferred workplace savings accounts, according to the Investment Company Institute, and there are more than 55 million active 401(k) participants. BrightScope, a financial-information company that rates retirement-savings plans, compiled this list for Kiplinger of the 100 most popular mutual funds in 401(k) plans based on funds' 401(k) assets under management.

See Also: The 25 Best Low-Fee Mutual Funds to Buy Now

Here is the list of the top 100 mutual funds for your 401(k) retirement savings. All figures are as of Sept. 13, 2019.

Annualized Total Return
Rank Fund Name Symbol 1-yr 3-yr 5-yr 10-yr Expense
Ratio
Fund Type
1 Vanguard Institutional Index I VINIX 5.67% 14.49% 10.89% 13.49% 0.04% Large Blend
2 American Funds Europacific Growth A AEPGX 4.30 8.11 4.38 6.00 0.83 Foreign Large Growth
3 Fidelity 500 Index FXAIX 5.68 14.51 10.91 N/A 0.02 Large Blend
4 Fidelity Contrafund FCNTX 1.28 16.49 11.87 14.08 0.82 Large Growth
5 Vanguard Total Bond Market Index Adm VBTLX 8.77 2.68 3.14 3.60 0.05 Intermediate Core Bond
6 Vanguard 500 Index Admiral VFIAX 5.66 14.48 10.88 13.48 0.04 Large Blend
7 Vanguard PRIMECAP Inv VPMCX 0.79 16.15 12.02 14.57 0.38 Large Growth
8 Vanguard Mid CapIndex Admiral VIMAX 3.74 11.93 8.86 13.38 0.05 Mid-Cap Blend
9 Vanguard Wellington Inv VWELX 8.69 10.46 7.96 9.88 0.25 Allocation: 50% to 70% Equity
10 Dodge & Cox Stock DODGX 0.60 12.99 8.27 12.35 0.52 Large Value
11 Vanguard Target Retirement 2025 Inv VTTVX 5.66 8.49 6.19 8.64 0.13 Target-Date 2025
12 Vanguard Total Intl Stock Index Admiral VTIAX 1.83 7.42 2.72 N/A 0.11 Foreign Large Blend
13 PIMCO Total Return A PTTAX 8.46 3.05 2.93 3.86 1.05 Intermediate Core-Plus Bond
14 Vanguard Target Retirement 2030 Inv VTHRX 5.20 9.13 6.46 9.11 0.14 Target-Date 2030
15 Vanguard Extended Market Index Admiral VEXAX -2.50 11.90 8.10 12.87 0.07 Mid-Cap Blend
16 Vanguard Small Cap Index Adm VSMAX -2.60 11.47 8.15 12.87 0.05 Small Blend
17 Vanguard Total Stock Mkt Idx Adm VTSAX 4.27 14.07 10.39 13.40 0.04 Large Blend
18 American Funds Growth Fund of Amer A AGTHX 1.34 14.75 10.88 12.77 0.62 Large Growth
19 Vanguard Target Retirement 2035 Inv VTTHX 4.73 9.73 6.73 9.55 0.14 Target-Date 2035
20 Vanguard Target Retirement 2020 Inv VTWNX 5.81 7.69 5.77 8.09 0.13 Target-Date 2020
21 Metropolitan West Total Return Bd M MWTRX 8.72 2.76 2.91 5.04 0.67 Intermediate Core-Plus Bond
22 Fidelity Growth Company FDGRX -0.25 19.73 14.41 16.58 0.85 Large Growth
23 T. Rowe Price Retirement 2030 TRRCX 5.54 9.90 6.96 9.92 0.67 Target-Date 2030
24 Vanguard Target Retirement 2040 Inv VFORX 4.24 10.34 6.96 9.84 0.14 Target-Date 2040
25 Fidelity Freedom 2030 FFFEX 3.76 9.42 6.64 8.58 0.69 Target-Date 2030
26 Fidelity Freedom 2020 FFFDX 4.61 7.75 5.75 7.49 0.60 Target-Date 2020
27 Dodge & Cox International Stock DODFX 1.54 6.45 0.50 5.30 0.63 Foreign Large Value
28 T. Rowe Price Retirement 2020 TRRBX 5.86 8.35 6.07 8.77 0.61 Target-Date 2020
29 Fidelity Freedom 2025 FFTWX 4.35 8.25 6.01 8.07 0.65 Target-Date 2025
30 Vanguard Target Retirement 2045 Inv VTIVX 3.90 10.56 7.08 9.91 0.15 Target-Date 2045
31 Vanguard Windsor Inv VWNDX 2.20 10.96 6.83 11.44 0.31 Large Value
32 T. Rowe Price Blue Chip Growth TRBCX 5.40 20.28 14.55 16.30 0.70 Large Growth
33 T. Rowe Price Retirement 2025 TRRHX 5.74 9.15 6.54 9.37 0.64 Target-Date 2025
34 T. Rowe Price Retirement 2040 TRRDX 5.27 10.93 7.49 10.50 0.72 Target-Date 2040
35 Fidelity Freedom 2040 FFFFX 2.32 10.15 7.00 9.06 0.75 Target-Date 2040
36 Fidelity Freedom 2035 FFTHX 2.77 10.20 7.03 9.01 0.73 Target-Date 2035
37 American Funds American Balanced A ABALX 5.84 9.42 7.57 10.15 0.57 Allocation: 50% to 70% Equity
38 T. Rowe Price Retirement 2035 TRRJX 5.38 10.46 7.25 10.28 0.70 Target-Date 2035
39 Harbor Capital Appreciation Inv HCAIX 1.79 17.82 12.52 14.10 1.03 Large Growth
40 Fidelity Low-Priced Stock FLPSX -1.04 8.78 6.06 11.15 0.52 Mid-Cap Value
41 Vanguard International Growth Inv VWIGX 1.71 12.49 6.95 8.12 0.45 Foreign Large Growth
42 Vanguard Target Retirement 2050 Inv VFIFX 3.92 10.55 7.09 9.91 0.15 Target-Date 2050
43 MFS Value A MEIAX 7.70 10.88 8.78 11.54 0.83 Large Value
44 Fidelity Extended Market Index FSMAX -2.52 11.93 8.13 N/A 0.05 Mid-Cap Blend
45 Dodge & Cox Income DODIX 8.01 3.63 3.52 4.51 0.42 Intermediate Core-Plus Bond
46 Fidelity Diversified International FDIVX 3.29 7.18 4.07 6.06 0.81 Foreign Large Growth
47 T. Rowe Price Growth Stock PRGFX 5.01 18.31 13.34 15.40 0.66 Large Growth
48 Vanguard Growth Index Admiral VIGAX 6.47 16.77 12.26 14.67 0.05 Large Growth
49 T. Rowe Price Mid-Cap Growth RPMGX 8.50 16.34 12.87 15.31 0.75 Mid-Cap Growth
50 Fidelity Balanced FBALX 4.55 10.15 7.60 9.84 0.53 Allocation: 50% to 70% Equity
51 Vanguard Balanced Index Adm VBIAX 6.45 9.60 7.66 9.64 0.07 Allocation: 50% to 70% Equity
52 Vanguard Target Retirement 2015 Inv VTXVX 6.15 6.63 5.11 7.36 0.13 Target-Date 2015
53 Fidelity Freedom 2045 FFFGX 2.35 10.15 7.02 9.12 0.75 Target-Date 2045
54 Vanguard Developed Markets Index Admiral VTMGX 0.93 7.53 3.23 5.23 0.07 Foreign Large Blend
55 T. Rowe Price Retirement 2045 TRRKX 5.10 11.08 7.57 10.54 0.72 Target-Date 2045
56 American Funds Washington Mutual A AWSHX 6.97 13.83 9.92 12.97 0.59 Large Blend
57 American Funds New Perspective A ANWPX 5.33 13.40 9.33 10.63 0.75 World Large Stock
58 Fidelity US Bond Index FXNAX 8.64 2.62 3.16 N/A 0.03 Intermediate Core Bond
59 T. Rowe Price Instl Large Cap Growth TRLGX 5.16 21.56 15.10 16.38 0.56 Large Growth
60 Fidelity Freedom 2050 FFFHX 2.35 10.14 7.01 9.11 0.75 Target-Date 2050
61 Fidelity International Index FSPSX 2.35 7.75 3.09 N/A 0.05 Foreign Large Blend
62 Vanguard Equity-Income Inv VEIPX 6.58 11.85 9.44 13.04 0.27 Large Value
63 Vanguard Value Index Adm VVIAX 4.41 12.38 9.35 12.34 0.05 Large Value
64 Fidelity Puritan FPURX 1.90 9.84 7.33 9.86 0.54 Allocation: 50% to 70% Equity
65 T. Rowe Price Retirement 2050 TRRMX 5.09 11.07 7.58 10.54 0.72 Target-Date 2050
66 Fidelity Blue Chip Growth FBGRX 2.64 19.19 13.33 15.85 0.80 Large Growth
67 American Funds 2030 Trgt Date Retire A AAETX 4.91 9.20 6.68 9.58 0.72 Target-Date 2030
68 MainStay Large Cap Growth A MLAAX 5.23 18.75 12.79 13.97 0.98 Large Growth
69 Vanguard Target Retirement Income Inv VTINX 6.60 5.37 4.42 5.80 0.12 Target-Date Retirement
70 JPMorgan Mid Cap Value A JAMCX 0.82 8.22 6.92 12.33 1.24 Mid-Cap Value
71 American Funds Fundamental Invs A ANCFX 3.60 12.88 9.84 12.23 0.59 Large Blend
72 JPMorgan SmartRetirement 2030 A JSMAX 4.54 8.58 5.88 8.86 0.86 Target-Date 2030
73 Invesco Oppenheimer Developing Markets A ODMAX 7.65 9.39 2.01 6.14 1.26 Diversified Emerging Mkts
74 Vanguard Inflation-Protected Secs Inv VIPSX 5.55 2.14 1.96 3.24 0.20 Inflation-Protected Bond
75 Invesco Diversified Dividend Investor LCEIX 6.51 7.87 7.54 11.00 0.76 Large Value
76 Vanguard Wellesley Income Inv VWINX 9.23 6.67 6.22 8.05 0.23 Allocation: 30% to 50% Equity
77 PGIM Total Return Bond A PDBAX 9.83 3.93 4.02 5.41 0.76 Intermediate Core-Plus Bond
78 T. Rowe Price New Horizons PRNHX 6.84 21.12 15.32 18.90 0.77 Mid-Cap Growth
79 Vanguard Explorer Inv VEXPX -1.75 15.77 10.16 13.75 0.46 Small Growth
80 JPMorgan SmartRetirement 2025 A JNSAX 4.82 7.58 5.45 8.32 0.85 Target-Date 2025
81 American Funds 2025 Trgt Date Retire A AADTX 5.21 7.89 5.86 8.88 0.70 Target-Date 2025
82 American Funds AMCAP A AMCPX 0.71 13.25 9.29 12.70 0.66 Large Growth
83 Dodge & Cox Balanced DODBX 3.77 9.66 6.76 10.15 0.53 Allocation: 50% to 70% Equity
84 JPMorgan SmartRetirement 2020 A JTTAX 4.99 6.66 4.94 7.62 0.81 Target-Date 2020
85 American Funds Capital World Gr&Inc A CWGIX 4.55 9.75 5.94 8.28 0.76 World Large Stock
86 iShares S&P 500 Index Investor A BSPAX 5.37 14.13 10.53 N/A 0.35 Large Blend
87 American Funds 2020 Trgt Date Retire A AACTX 5.48 6.91 5.32 7.93 0.68 Target-Date 2020
88 Vanguard Real Estate Index Admiral VGSLX 14.24 7.18 8.99 13.08 0.12 Real Estate
89 Schwab S&P 500 Index SWPPX 5.67 14.47 10.85 13.43 0.02 Large Blend
90 American Funds 2035 Trgt Date Retire A AAFTX 4.69 10.38 7.35 9.95 0.72 Target-Date 2035
91 JPMorgan SmartRetirement 2040 A SMTAX 3.36 9.45 6.25 9.42 0.88 Target-Date 2040
92 JPMorgan Large Cap Growth A OLGAX 4.91 21.94 14.12 15.85 0.94 Large Growth
93 Janus Henderson Enterprise T JAENX 10.67 18.39 14.47 15.75 0.91 Mid-Cap Growth
94 American Funds 2040 Trgt Date Retire A AAGTX 4.50 10.74 7.56 10.12 0.73 Target-Date 2040
95 Neuberger Berman Genesis Inv NBGNX 1.78 13.56 10.15 12.60 1.02 Small Growth
96 Vanguard Windsor II Inv VWNFX 3.34 10.89 7.45 11.24 0.33 Large Value
97 JPMorgan SmartRetirement 2035 A SRJAX 3.71 8.91 6.00 9.18 0.87 Target-Date 2035
98 Oakmark Equity And Income Investor OAKBX 4.10 8.61 5.27 7.87 0.78 Allocation: 50% to 70% Equity
99 American Beacon Large Cap Value Inv AAGPX 1.83 11.05 6.32 10.83 0.95 Large Value
100 Vanguard Target Retirement 2055 Inv VFFVX 3.90 10.55 7.05 N/A 0.15 Target-Date 2055

See Also: Best Vanguard Funds for 401(k) Retirement Savers

* The dollar amounts represent funds' total assets under management held both within 401(k) plans and outside of 401(k)s, according to Morningstar. BrightScope ranked the funds by assets under management held in 401(k)s only, but it did not disclose the precise amounts for proprietary reasons.

† Closed to new investors.

SOURCES: BrightScope, Morningstar

See Also: The Best Fidelity Funds for 401(k) Retirement Savers