Please enable JavaScript to view the comments powered by Disqus.

Fund Watch

100 Most Popular Funds for 401(k) Retirement Savings

These mutual funds have the most assets under management in 401(k) workplace retirement plans.

Getty Images

There's no denying the importance and popularity of 401(k)s for retirement savers. Americans have $5.3 trillion invested in these tax-deferred workplace savings accounts, according to the Investment Company Institute, and there are 55 million active 401(k) participants. BrightScope, a financial-information company that rates retirement-savings plans, compiled this list for Kiplinger of the 100 most popular mutual funds in 401(k) plans based on funds' 401(k) assets under management.

See Also: 25 Best Mutual Funds for 401(k) Retirement Plans

Here is the list of the top 100 mutual funds for your 401(k) retirement savings. All figures are as of Oct. 25, 2018.

       Annualized Total Return    
Rank Fund Name Symbol 1-yr 3-yr 5-yr 10-yr Total Assets (billions) Fund Type
1 Vanguard Institutional Index I VINIX 7.8% 11.5% 11.2% 14.3% $235.2  Large Blend
2 Fidelity 500 Index Investor FUSEX 7.8 11.4 11.2 14.3 166.6  Large Blend
3 American Funds Europacific Growth A AEPGX -10.7 3.4 2.8 9.1 146.6  Foreign Large Growth
4 Fidelity Contrafund FCNTX 10.6 13.0 12.1 15.2 134.9  Large Growth
5 Vanguard Total Bond Market Index Inv VBMFX -1.7 0.9 1.7 3.7 199.7  Intermediate-Term Bond
6 Vanguard 500 Index Investor VFINX 7.7 11.4 11.1 14.2 459.3  Large Blend
7 Vanguard Wellington Inv† VWELX 2.2 7.4 7.4 11.0 105.7  Allocation--50% to 70% Equity
8 Dodge & Cox Stock DODGX 5.3 11.6 10.1 14.4 74.6  Large Value
9 PIMCO Total Return A PTTAX -1.6 1.4 1.7 4.7 69.2  Intermediate-Term Bond
10 Vanguard Mid Cap Index Investor VIMSX 1.4 8.0 8.5 15.4 102.8  Mid-Cap Blend
11 Vanguard Primecap Inv† VPMCX 9.6 14.4 13.9 16.2 69.5  Large Growth
12 Vanguard Extended Market Index Investor VEXMX 2.8 9.7 7.9 15.2 70.4  Mid-Cap Blend
13 Vanguard Target Retirement 2025 Inv VTTVX 0.3 5.9 5.7 10.0 41.9  Target-Date 2025
14 Vanguard Total Intl Stock Index Inv VGTSX -8.7 3.7 1.6 8.1 359.6  Foreign Large Blend
15 Vanguard Small Cap Index Inv NAESX 3.5 9.8 7.9 15.2 95.4  Small Blend
16 Vanguard Target Retirement 2030 Inv VTHRX 0.4 6.4 6.1 10.6 35.9  Target-Date 2030
17 American Funds Growth Fund of Amer A AGTHX 9.4 12.4 11.4 14.6 180.8  Large Growth
18 Fidelity Growth Company† FDGRX 11.8 16.2 14.6 18.6 47.8  Large Growth
19 Metropolitan West Total Return Bd M MWTRX -1.4 0.8 1.7 5.6 71.1  Intermediate-Term Bond
20 Vanguard Target Retirement 2020 Inv VTWNX 0.3 5.3 5.3 9.4 33.1  Target-Date 2020
21 T. Rowe Price Retirement 2030 TRRCX 0.0 7.1 6.4 12.0 22.5  Target-Date 2030
22 Vanguard Target Retirement 2035 Inv VTTHX 0.4 6.9 6.4 11.1 34.5  Target-Date 2035
23 Vanguard Total Stock Mkt Idx Inv VTSMX 6.9 11.1 10.5 14.4 756.6  Large Blend
24 T. Rowe Price Retirement 2020 TRRBX 0.0 6.0 5.5 10.7 19.8  Target-Date 2020
25 Vanguard Windsor II Inv VWNFX 3.8 8.4 8.1 12.5 49.5  Large Value
26 Vanguard Target Retirement 2040 Inv VFORX 0.5 7.4 6.7 11.4 26.4  Target-Date 2040
27 Dodge & Cox International Stock† DODFX -13.0 2.4 1.2 9.3 58.8  Foreign Large Blend
28 T. Rowe Price Retirement 2025 TRRHX 0.0 6.5 6.0 11.4 17.9  Target-Date 2025
29 T. Rowe Price Retirement 2040 TRRDX -0.1 7.7 6.9 12.6 15.8  Target-Date 2040
30 Fidelity Low-Priced Stock FLPSX 0.8 7.0 7.0 14.7 35.8  Mid-Cap Value
31 T. Rowe Price Blue Chip Growth TRBCX 13.8 15.1 14.1 18.0 54.0  Large Growth
32 Vanguard Target Retirement 2045 Inv VTIVX 0.5 7.5 6.8 11.5 24.3  Target-Date 2045
33 T. Rowe Price Retirement 2035 TRRJX -0.1 7.4 6.7 12.4 13.7  Target-Date 2035
34 Harbor Capital Appreciation Inv HCAIX 11.4 12.8 12.8 16.0 29.5  Large Growth
35 American Funds American Balanced A ABALX 3.5 7.4 7.5 10.9 135.3  Allocation--50% to 70% Equity
36 MFS Value A MEIAX -1.6 7.7 8.2 12.1 45.4  Large Value
37 Fidelity Extended Market Index Investor FSEMX 2.9 9.8 8.0 15.1 23.4  Mid-Cap Blend
38 Fidelity Diversified International FDIVX -9.0 1.8 2.3 8.3 15.9  Foreign Large Growth
39 T. Rowe Price Mid-Cap Growth† RPMGX 5.5 10.9 11.4 17.5 29.6  Mid-Cap Growth
40 Dodge & Cox Income DODIX -0.6 2.6 2.7 5.6 56.9  Intermediate-Term Bond
41 Fidelity Freedom 2030 FFFEX 0.0 7.1 6.4 10.2 32.6  Target-Date 2030
42 Fidelity Balanced FBALX 4.1 7.7 7.7 11.3 34.2  Allocation--50% to 70% Equity
43 Vanguard Target Retirement 2015 Inv VTXVX 0.3 4.5 4.6 8.7 16.4  Target-Date 2015
44 Vanguard International Growth Inv VWIGX -6.2 8.8 5.0 11.4 36.7  Foreign Large Growth
45 Fidelity Freedom 2020 FFFDX -0.1 5.8 5.3 9.0 29.1  Target-Date 2020
46 T. Rowe Price Growth Stock PRGFX 9.9 13.2 12.9 17.2 50.9  Large Growth
47 Vanguard Target Retirement 2050 Inv VFIFX 0.4 7.5 6.8 11.5 16.8  Target-Date 2050
48 Vanguard Balanced Index Inv VBINX 3.6 7.1 7.0 10.3 39.5  Allocation--50% to 70% Equity
49 Vanguard Growth Index Investor VIGRX 10.7 12.0 12.0 15.8 86.9  Large Growth
50 Fidelity Puritan FPURX 4.7 8.0 8.0 11.2 29.5  Allocation--50% to 70% Equity
51 Fidelity Freedom 2025 FFTWX -0.2 6.1 5.6 9.7 27.5  Target-Date 2025
52 Fidelity US Bond Index Investor FBIDX -1.6 0.8 1.7 3.6 40.0  Intermediate-Term Bond
53 American Funds Washington Mutual A AWSHX 6.0 10.7 9.9 13.2 104.3  Large Value
54 T. Rowe Price Retirement 2045 TRRKX -0.1 7.8 7.0 12.7 8.8  Target-Date 2045
55 American Funds New Perspective A ANWPX 1.0 8.5 7.9 12.9 78.3  World Large Stock
56 MainStay Large Cap Growth A MLAAX 15.5 13.2 11.9 15.7 11.8  Large Growth
57 T. Rowe Price Instl Large Cap Growth TRLGX 15.8 16.9 14.7 19.1 17.3  Large Growth
58 Harbor International Investor HIINX -11.9 -0.4 -1.3 7.3 12.7  Foreign Large Blend
59 Vanguard Instl Ttl Stk Mkt Idx I VITNX 7.0 11.2 10.7 14.6 38.7  Large Blend
60 Fidelity Freedom 2040 FFFFX -0.1 7.8 6.8 10.8 23.1  Target-Date 2040
61 Vanguard Inflation-Protected Secs Inv VIPSX -0.9 1.1 0.7 3.6 28.1  Inflation-Protected Bond
62 Fidelity Freedom 2035 FFTHX 0.0 7.7 6.8 10.7 22.5  Target-Date 2035
63 JPMorgan Mid Cap Value A† JAMCX -1.5 6.5 7.4 14.1 17.2  Mid-Cap Blend
64 Vanguard Equity-Income Inv VEIPX 2.4 9.6 9.3 13.1 33.4  Large Value
65 Vanguard Value Index Inv VIVAX 4.7 10.5 9.9 12.9 74.7  Large Value
66 T. Rowe Price Retirement 2050 TRRMX -0.1 7.8 7.0 12.7 7.3  Target-Date 2050
67 Vanguard Developed Markets Index Inv VDVIX -7.7 3.4 1.9 8.0 111.2  Foreign Large Blend
68 American Funds Fundamental Invs A ANCFX 4.2 10.8 10.1 14.0 94.5  Large Blend
69 JPMorgan SmartRetirement 2030 A JSMAX -1.4 5.4 5.4 10.8 8.1  Target-Date 2030
70 Fidelity OTC FOCPX 14.4 17.1 16.1 20.5 22.0  Large Growth
71 Fidelity International Index Investor FSIIX -7.5 3.0 1.6 7.9 23.2  Foreign Large Blend
72 Fidelity Blue Chip Growth FBGRX 14.7 14.7 14.1 17.9 28.2  Large Growth
73 JPMorgan SmartRetirement 2020 A JTTAX -1.2 4.3 4.4 9.4 6.4  Target-Date 2020
74 American Beacon Large Cap Value Inv AAGPX -0.2 7.6 7.1 12.1 6.1  Large Value
75 Dodge & Cox Balanced DODBX 3.2 8.5 7.7 12.1 15.8  Allocation--50% to 70% Equity
76 Invesco Diversified Dividend A LCEAX -0.8 5.3 7.2 12.0 20.2  Large Value
77 Oakmark Equity And Income Investor OAKBX -1.4 5.9 5.3 8.5 14.4  Allocation--50% to 70% Equity
78 Neuberger Berman Genesis Inv NBGNX 5.0 10.0 7.5 13.1 9.9  Small Growth
79 JPMorgan SmartRetirement 2025 A JNSAX -1.4 4.8 5.0 10.2 7.4  Target-Date 2025
80 T. Rowe Price Retirement 2015 TRRGX 0.0 5.3 4.9 9.8 6.9  Target-Date 2015
81 Vanguard Real Estate Index Investor VGSIX 0.4 3.8 6.6 13.1 59.4  Real Estate
82 T. Rowe Price New Horizons† PRNHX 17.0 16.9 13.4 21.2 24.3  Small Growth
83 Oppenheimer Developing Markets A† ODMAX -11.3 5.4 0.2 10.9 34.7  Diversified Emerging Mkts
84 Vanguard Explorer Inv VEXPX 11.7 13.2 8.9 15.8 16.9  Small Growth
85 PGIM Total Return Bond A PDBAX -1.5 2.1 2.7 6.1 35.4  Intermediate-Term Bond
86 JPMorgan Large Cap Growth A OLGAX 16.6 14.6 13.3 16.3 14.2  Large Growth
87 T. Rowe Price Equity Income PRFDX 0.8 9.4 7.1 11.8 20.1  Large Value
88 American Funds AMCAP A AMCPX 8.3 11.1 10.5 15.0 62.3  Large Growth
89 Vanguard Windsor Inv VWNDX -2.5 7.0 7.4 13.6 20.1  Large Value
90 Schwab S&P 500 Index SWPPX 7.8 11.4 11.2 14.3 34.3  Large Blend
91 American Funds Capital World Gr&Inc A CWGIX -2.7 6.1 5.4 10.6 90.9  World Large Stock
92 JPMorgan SmartRetirement 2040 A SMTAX -1.9 6.1 5.9 11.4 6.1  Target-Date 2040
93 Vanguard Wellesley Income Inv VWINX 0.2 4.9 5.3 8.8 53.2  Allocation--30% to 50% Equity
94 American Beacon Small Cp Val Inv AVPAX -3.7 7.2 6.0 13.7 6.5  Small Value
95 Artisan Mid Cap Investor† ARTMX 4.5 7.3 6.5 15.9 6.2  Mid-Cap Growth
96 JPMorgan SmartRetirement 2035 A SRJAX -1.8 5.7 5.6 11.2 6.2  Target-Date 2035
97 American Funds 2030 Trgt Date Retire A AAETX 1.2 6.8 6.5 11.4 18.3  Target-Date 2030
98 Goldman Sachs Small Cap Value Inv† GSQTX -1.7 8.6 7.0 14.0 6.9  Small Blend
99 Fidelity Freedom 2045 FFFGX 0.0 7.8 6.8 10.9 13.9  Target-Date 2045
100 Vanguard Target Retirement Income Inv VTINX 0.2 3.5 3.6 6.5 16.6  Target-Date Retirement

See Also: Best Vanguard Funds for 401(k) Retirement Savers

*The dollar amounts represent funds' total assets under management held both within 401(k) plans and outside of 401(k)s, according to Morningstar. BrightScope ranked the funds by assets under management held in 401(k)s only, but it did not disclose the precise amounts for proprietary reasons. †Closed to new investors.

SOURCES: BrightScope, Morningstar Inc.

See Also: The Best Fidelity Funds for 401(k) Retirement Savers