Knight Kiplinger answers questions about downloading music and sharing a bonus. By Knight Kiplinger, Editor Emeritus August 31, 2007 My car was stolen, and it contained several dozen CDs, the loss of which wasn't covered by my insurance. Because this music was already paid for, would it be legal -- or ethical -- to download the songs for free from a music-sharing Web site?That's a tough one. The law doesn't care why you need to replace your music, and it would dictate that you pay the modest per-song fees that reputable Web sites charge. As a publisher and defender of intellectual-property rights, I recommend this. However, I could see your making an ethical exception just this once, by using a free source for replacing your stolen music. Sponsored Content MORE MONEY & ETHICS Should You Honor Mom’s Last Wishes? When the Waiter Forgets to Charge You When Your Spouse Is a Moocher When a Business Tightens Its Belt As a Job Reference, Tell the Truth I received a $5,000 bonus from my employer for recruiting a new hire, who is a relative of mine. Should I share some of my bonus with him, and if so, how much? I don't think he has an expectation of this and hasn't raised the issue with me. It's very thoughtful of you to consider sharing some of your bonus, though it's not necessary -- your relative's reward was getting a new job through your referral. Half of the after-tax amount would be very generous; less would be fine, too. I'm sure it will be a pleasant surprise for your relative and one he will surely appreciate. What do you think? Please leave your opinion in the reader comment box below.