Tips from personal finance bloggers about how to avoid racking up too much debt in school and how to pay off what you owe. By Cameron Huddleston, Former Online Editor July 2, 2014 As colleges hike their tuition rates year after year, more and more families are borrowing to finance their children's education. Some end up getting in over their heads and struggle to pay back their loans after graduation. So it was inspiring to read the story of one young woman who avoided taking any student loans by relentlessly pursuing scholarships, switching from a four-year university to a community college and living at home. Shanice Miller writes for the LearnVest blog how she graduated college with no debt -- and a $10,000 refund.SEE ALSO: Avoid the Student-Loan Debt Trap For more tips on how to avoid taking on too much student-loan debt and how to handle the debt you do accrue, here's advice from some of our favorite personal finance bloggers. Sponsored Content Avoidable Student Loan Mistakes [Credit.com] "Here are five expensive mistakes parents and students make that lead them into too much student loan debt... and how to steer away from the more expensive path." How to Handle Your First Summer with Student Loans [ReadyForZero] "Here are three reasons to tackle your student loans today instead of waiting until the fall." Advertisement Student Loan Debt: Learning to Save Yourself [Get Rich Slowly] "Lance and Tori didn’t allow themselves to become a pawn in the growing student loan debt crisis. They took control of their situation instead. Here’s how they did it (and how you can do it too)." Half of College Grads Rely on Family: But Should They? [Bargain Babe] "One reason college grads receive financial aid from parents is to pay off college loans."