Our picks offer cash back, rewards and even a prepaid option. iStockphoto By Lisa Gerstner, Contributing Editor From Kiplinger's Personal Finance, December 2014 As part of Kiplinger's annual list of the best personal finance products and services, we picked the top credit cards for consumers who want cash back, rewards points or prepaid options. Be sure to see the complete list of our favorite investments, financial products, travel tools and more.Cash back The American Express Blue Cash Preferred card pays a hefty 6% rebate on up to $6,000 in supermarket purchases annually, 3% at gas stations and department stores, and 1% on everything else. The generous rebates more than cover the $75 annual fee. SEE ALSO: The Best Personal-Finance Products and Services of 2014 Rewards points With the Amazon.com Rewards Visa from Chase card (no annual fee), earn three points per dollar you spend on Amazon purchases; two points at gas stations, restaurants, drugstores and office-supply stores; and one point on all other purchases. Advertisement Travel Earn two miles on every purchase with the Barclaycard Arrival Plus card ($89 annual fee, waived the first year), plus 40,000 bonus miles when you spend $3,000 within the first three months of opening the account. The card has chip technology and no foreign-transaction fee. Prepaid The Bluebird from American Express and Walmart card is light on fees and packs in the perks, such as bill-paying and sub-accounts for family members. You can load the card via direct deposit.