Among 2016 models, the Honda Odyssey LX costs the least to insure, with an average annual premium of $1,113. Thinkstock By Kimberly Lankford, Contributing Editor From Kiplinger's Personal Finance, May 2016 I’m looking for a new car for my family. Are some cars cheaper to insure than others? --L.M., Wilkes-Barre, Pa.See Also: Get a Great Deal on a New Car in 2016 Yes, the type of car you buy can make a big difference in your insurance premiums. Every insurer has its own calculations and claim figures, but a vehicle’s insurance costs are generally based on theft statistics, crash tests, the cost of replacement parts and the cost of the car. Insure.com compared rates for 2016 models and found that the Honda Odyssey LX cost the least to insure, with an average annual premium of $1,113, followed by the Honda CR-V LX (two-wheel drive), Dodge Grand Caravan AVP and Jeep Patriot Sport (two-wheel drive). The most expensive car to insure was the Dodge Viper GT, averaging more than $4,000. Look up average premiums by car using Insure.com’s tool, or ask your agent or insurer about costs for cars you’re considering. See Also: 10 Best All-Wheel-Drive Vehicles for the Money Got a question? Ask Kim at email@example.com.